BATON ROUGE COVINGTON HOUMA SLIDELL, LA 985-646-1618

Harkins LLC 
& 
Gahagan & Harkins LLC
  • Home
  • OUR SERVICES
  • LOCATIONS
  • OUR TEAM
  • EDUCATION
  • FAQ
  • SEMINARS
  • CONTACT US
  • More
    • Home
    • OUR SERVICES
    • LOCATIONS
    • OUR TEAM
    • EDUCATION
    • FAQ
    • SEMINARS
    • CONTACT US
Harkins LLC 
& 
Gahagan & Harkins LLC
  • Home
  • OUR SERVICES
  • LOCATIONS
  • OUR TEAM
  • EDUCATION
  • FAQ
  • SEMINARS
  • CONTACT US

RETIREMENT PLANNING SERVICES

  • Principal Protection 
  • Protection from Market Losses 
  • Guaranteed Lifetime Income 
  • Life Insurance with Living Benefits
  • Custom Personal Economic Model
  • Retirement Income Streams
  • Long-term Care Planning
  • Social Security Maximization
  • Tax Efficient Strategies
  • Legacy Planning for the Next Generation
  • Investment Planning


At Harkins LLC and Detiveaux & Harkins LLC our mission is simple: to help our clients implement strategies to reach their personal goals and secure their financial future. Our team focuses on the individual needs of our clients by listening to their concerns today and dreams for the future. We enjoy educating and assisting individuals/businesses to find the right strategy to fit their needs and reach their personal goals. 


Planning for Retirement

We develop strategies that provide principal protection from market downturns, maximize social security, create guaranteed income for life and help plan for the unexpected. We focus on locking in gains when the market is up and providing protection from losses when the market is down. We understand the importance of safe money strategies and insurance for all stages of life needs. Retirement savings may not be enough for many people approaching or currently in retirement. Helping families protect and stay in their own world by planning ahead for the unexpected is a top priority. 


Income Strategies

For many retirees or those approaching retirement, the need to generate income during their retirement years is an important factor to produce security for the future. With so many improvements in healthcare people are living longer. Many retirees are concerned about running out of money, maintaining their lifestyle, taxes, healthcare cost, and taking care of loved ones after they are gone. Understanding how your retirement savings spends down is an important part of the retirement years. As pensions have faded away, more people are dependent on their qualified plans like 401(k)s and IRAs, and it is important to understand how all of your income streams, including Social Security, come together in retirement.  In addition, if you have a pension, it may be even more important to understand how your income streams can best work for you during retirement.                               


Let's Get Started

Whether you are just starting your career, approaching retirement, or retired it is never too early or too late for an initial review or second opinion. If there was possibly something better you could implement to help reach your personal retirement goals, how soon would you want to know more about it?  


Please contact us to schedule your COMPLIMENTARY RETIREMENT STRATEGY SESSION.

A few of the topics we often discuss:

Retirement Income Strategies

IRA/401K/TSP Rollovers

FERS/FEGLI/TSP

Investment Planning

Social Security Maximization

Medicare Advantage Plans

Medicare

Medicare Supplement

Medicare Part D

Private Pensions

Fixed Index Annuities

Principal Protection

Sequence of Return Risk

Pension Maximization

Long-Term Care Strategies

IRA Legacy Planning

Roth IRA & Roth Conversions

Wealth Protection 

Estate Transfer

Life Insurance

indexed Universal Life

Whole Life

Tax Efficient Strategies

Key Employee Business Policy

Supplemental Health Insurance

Individual Disability

Business Overhead Coverage

Dental

Vision

Employee Work-Site Benefits

Accident

Cancer 

Critical Illness

Hospital Indemnity

Gap Coverage

Group Disability

Short-term Disability

Long-term Disability

Group Life Insurance

Term  Life Coverage

Spousal/Dependent Life

Universal Life

Group Medical Insurance

Group Dental

Group Vision


Schedule a complimentary retirement strategy session

INVESTMENT PLANNING

Time doesn’t stand still, neither does money​

The sooner you start investing, the more time you have to grow your wealth, but remember as you age, you will want to move to more conservative strategies. 

  

We can help you determine what options work best for your portfolio and how you can protect your wealth through retirement asset diversity. 


We believe no two investors are alike. In order to help each client meet their financial goals, we use a team-oriented approach to investment management and a client-focused culture that is fundamental to our investment process. Advice and recommendations for our clients are tailored to specific investment goals, desired return objectives, risk tolerance, and tax situations. 


Many times, clients are in inappropriate or unbalanced allocations, which could be the result of either a lack of understanding or poor investment advice. You will receive personalized asset allocation based on your individual risk tolerance and objectives, focusing on the process of managing risk while investing. 

Service areas

Retirement Strategies

Federal Employee Retirement

Retirement Strategies

Principal Protection

Social Security Maximization 

Living Benefits

401K/403B Rollover

IRA Rollover

Roth Conversion

Fixed Indexed Annuities (FIA) 

Tax Advantage Income Strategies

Sequence of Return Risk

Estate transfer

IRA legacy planning

College planning

Insurance Brokerage

Federal Employee Retirement

Retirement Strategies

Insurance Planning and Review

Life Insurance 

Indexed Universal Life (IUL)

Medicare 

Medicare Part D

Medicare Advantage

Medicare Supplement

Whole Life

Term Life

Annuities

Disability

Long-term Care 



Federal Employee Retirement

Federal Employee Retirement

Federal Employee Retirement

Review Strategies for:

Thrift Savings Plan (TSP) 

Federal Employees Retirement

FERS 

Federal Employee Group Life Insurance (FEGLI)

Benefit from Personalized attention



Introduce Yourself

Investment advisory services offered through Foundations Investment Advisors, LLC, an SEC registered investment advisor.


This site and content is for informational purposes only and is not intended to be an offer or solicitation for or offering of any product or investment. The content is developed by sources believed to be providing accurate information: no warranty, expressed or implied, is made regarding accuracy, adequacy, completeness, legality, reliability or usefulness of any information. This site is for illustrative use only. Opinions expressed are subject to change without notice and not intended as investment advice or to predict future performance. The offer for sale of an insurance product may only be conducted in a state where the agent is licensed and the product is approved for sale. Comments about past performance are not construed as a guarantee or assurance of future performance. This content may contain concepts that have legal or tax implications. We do not provide specific legal or tax advice, nor promote, market or recommend any tax plan or arrangement. Consult a tax and/or legal professional for guidance with your individual situation.   



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