Worried that your financial strategy is
Missing Something?
We’re here to help you feel confident in your financial future.
YOUR DREAMS MATTER
At Harkins LLC, we believe everyone should be able to live the retirement they’ve always wanted. Our team of professionals can help you create a well-thought-out strategy, using a variety of investments and insurance products and services, to help you address your financial needs and concerns.
RETIREMENT PLANNING SERVICES
Principal Protection
Protection from Market Losses
Guaranteed Lifetime Income
Life Insurance with Living Benefits
Custom Personal Economic Model
Retirement Income Streams
Long-term Care Planning
Social Security Maximization
Tax Efficient Strategies
Legacy Planning for the Next Generation
Investment Planning
A strategy based on your goals:
Planning for retirement can be less challenging when you do it with an experienced team. Our advisors will help you build a financial strategy based on your goals.
Vision
Assessment
Strategy
Action
Ongoing Relationship
We offer services in these three areas:
GROW
Prepare for retirement by putting your hard-earned assets to work.
PRESERVE
Protect the assets that can help you live the retirement you’ve always imagined.
Give
Provide for the people and causes you care about the most.
How?
Annuities
Asset Protection
College Funding
Deferred Income Annuity
Fixed Indexed Annuities
Gap Coverage
Guaranteed Lifetime Income
Hospital Indemnity
Immediate Annuity
Income Planning
Individual Disability
Investment Planning
IRA & 401(K) Assets and Planning
IRA, 401(K) and 403(B) Rollovers
Key Employee Business Policy
Pension Maximization
Private Pensions
Protection from Market Losses
Sequence of Return Risk
Supplemental Health Insurance
How?
Accident Insurance
Critical Illness Insurance
Disability Insurance
Final Expense Life Insurance
Group Medical Insurance
Group Dental
Group Disability
Group Life Insurance
Group Vision
Health Insurance
Indexed Universal Life Insurance
Life Insurance
Living Benefits Insurance
Long Term Care Insurance
Medicare Part D
Medicare Supplement
Medicare
Medicare Advantage Plans
Mortgage Protection Insurance
Principal Protection
Short Term Major Medical Insurance
Maximization to Social Security
Spousal/Dependent Life
Term Life Coverage
How?
Business Overhead Coverage
Cancer
Dental Insurance
Employee Work-Site Benefits
Estate Transfer
FERS/FEGLI/TSP
IRA Legacy Planning
Legacy Planning For The Next Generation
Lifetime Income Planning
Retirement Income Planning
Retirement Income Strategies
Safe Money Options
Social Security
Tax-Efficient Strategies
Vision Insurance
Wealth Management
Wealth Planning
Wealth Protection
Whole Life Insurance
Time doesn’t stand still, neither does money
The sooner you start investing, the more time you have to grow your wealth, but remember as you age, you will want to move to more conservative strategies.
We can help you determine what options work best for your portfolio and how you can protect your wealth through retirement asset diversity.
We believe no two investors are alike. In order to help each client meet their financial goals, we use a team-oriented approach to investment management and a client-focused culture that is fundamental to our investment process. Advice and recommendations for our clients are tailored to specific investment goals, desired return objectives, risk tolerance, and tax situations.
Many times, clients are in inappropriate or unbalanced allocations, which could be the result of either a lack of understanding or poor investment advice. You will receive personalized asset allocation based on your individual risk tolerance and objectives, focusing on the process of managing risk while investing.
At Harkins LLC and Detiveaux & Harkins LLC our mission is simple:
To help our clients implement strategies to reach their personal goals and secure their financial future. Our team focuses on the individual needs of our clients by listening to their concerns today and dreams for the future. We enjoy educating and assisting individuals/businesses to find the right strategy to fit their needs and reach their personal goals.
Planning for Retirement
We develop strategies that provide principal protection from market downturns, maximize social security, create guaranteed income for life and help plan for the unexpected. We focus on locking in gains when the market is up and providing protection from losses when the market is down. We understand the importance of safe money strategies and insurance for all stages of life needs. Retirement savings may not be enough for many people approaching or currently in retirement. Helping families protect and stay in their own world by planning ahead for the unexpected is a top priority.
Income Strategies
For many retirees or those approaching retirement, the need to generate income during their retirement years is an important factor to produce security for the future. With so many improvements in healthcare people are living longer. Many retirees are concerned about running out of money, maintaining their lifestyle, taxes, healthcare cost, and taking care of loved ones after they are gone. Understanding how your retirement savings spends down is an important part of the retirement years. As pensions have faded away, more people are dependent on their qualified plans like 401(k)s and IRAs, and it is important to understand how all of your income streams, including Social Security, come together in retirement. In addition, if you have a pension, it may be even more important to understand how your income streams can best work for you during retirement.
Let’s Get Started
Whether you are just starting your career, approaching retirement, or retired it is never too early or too late for an initial review or second opinion. If there was possibly something better you could implement to help reach your personal retirement goals, how soon would you want to know more about it?
Please contact us to schedule your COMPLIMENTARY RETIREMENT STRATEGY SESSION.
READY TO TAKE
The Next Step?
For more information about any of the products and services we offer, schedule a meeting today!
Or give us a call at (985) 646-1618
SIGN ME UP FOR THE VIRTUAL INSIGHTS NEWSLETTER!
YES! I WANT THE MOST CURRENT INFORMATION!
Jim E. Sloan is the founder of Jim Sloan & Associates, LLC, a comprehensive wealth management firm located in The Woodlands, Texas. Jim is an Investment Adviser Representative providing investment advisory services through AE Wealth Management, LLC, an *SEC Registered Investment advisor. This relationship allows Jim Sloan & Associates, LLC to bring institutional-level experience, practices, and pricing to individual families. Jim is also a licensed insurance agent in Colorado and Texas. This is Jim’s sixth financial book and is aimed at helping investors become financially informed. Jim is a U.S. Army veteran, native Houstonian, and lives in the Woodlands, volunteers with several local charities, believes in the name of Jesus, loves to travel, and enjoys most things outdoors.